Mphuka Chrispin , Simumba Joseph and Banda Bernard <br/><br/>
Switching costs, Relationship Banking and MSMEs formal Bank Credit in Zambia:  Working Paper No.20/ 
Mphuka Chrispin, Simumba Joseph and Banda Bernard. 
 - Lusaka:  Zambia Institute for Policy Analysis and Research,  2014. 
 - vi, 16p.:  ill;  30cm.